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GJGNY Financing

Get affordable financing for your next project

The Green Jobs - Green New York financing program provides low interest loans to promote the installation of eligible energy efficiency or renewable technology measures designed to reduce the energy consumption of existing buildings.

What is it?

The Smart Energy Loan is a typical loan that you repay monthly by check or automatic payment. Loan amounts range from $1,500 to $25,000 and have loan terms of 5, 10 or 15 years. If you move before you are finished paying off your loan, you are responsible for the balance of the loan after selling or transferring the property. Interest rates vary by income.

What is it?

This option allows residents to pay installation costs via their monthly utility bills. Loan amounts range from $1,500 to $25,000 and have loan terms of 5, 10 or 15 years. If you sell your home, the loan balance can be transferred to the new homeowners. Interest rates vary by income.

What is it?

The Renewable Energy Tax Credit Bridge Loan is a short-term loan product which enables you to finance federal and state tax credits and the NYC Real Property Tax Abatement for eligible renewable energy system products. You can pair this loan with a Smart Energy or On-Bill Recovery Loan and a Companion Loan.

What is it?

The Companion Loan can be used with an On-Bill Recovery or Smart Energy Loan to access additional financing for projects that exceed the $25,000 cap on those loans. This is a traditional loan that you repay via automatic payment or check. To apply for this loan, speak with your selected contractor.